Investor Reporting

Transparent and Accurate Investor Reporting for Structured Finance

Concord Servicing’s Investor Reporting services provide capital markets participants, private credit funds, and structured finance investors with accurate, transparent, and timely insights into portfolio performance and cash-flow allocations. As an independent servicer and administrator, Concord delivers investor reports that meet both contractual and regulatory requirements while enhancing market confidence. By combining loan-level data integrity with clear, auditable reporting, Concord ensures that investors, trustees, and rating agencies have the information they need to evaluate risk, track performance, and make informed decisions.

Our Investor Reporting offering includes:

Loan-Level & Portfolio Reporting: Detailed reporting on asset performance, delinquencies, recoveries, concentrations, and portfolio health across asset classes.
Cash Flow & Waterfall Transparency: Clear reporting of principal, interest, fees, reserves, and distributions in line with transaction documentation.
Compliance & Covenant Monitoring: Integration of performance tests (OC/IC, delinquency triggers, excess spread) into periodic investor reports with exception flagging.
Custom Reporting Solutions: Tailored dashboards and formats designed to meet the needs of investors, rating agencies, trustees, and fund LPs.
Regulatory & Market Compliance: Reporting aligned with regulatory frameworks and investor disclosure standards for securitizations, private credit funds, and warehouse facilities.
Technology-Enabled Delivery: Secure digital portals, dashboards, and automated reporting workflows for efficient, scalable information access.

Key Benefits:

Transparency & Trust: Provides clear, accurate visibility into asset performance, facility health, and cash-flow allocations, reducing uncertainty and strengthening governance.
Consistency & Accuracy: Independent preparation and validation of reports ensures reliable data, reducing the risk of discrepancies or disputes.
Improved Decision-Making: Timely access to key performance data enables investors and fund managers to make proactive adjustments to strategy and risk management.
Regulatory & Compliance Alignment: Ensures reporting meets investor, trustee, and rating agency standards, supporting smoother audits and securitization execution.
Investor Confidence & Marketability: Transparent reporting supports stronger investor relationships, enhances secondary market execution, and may lower funding costs.
Flexibility Across Asset Classes: Reporting tailored to consumer, commercial, renewable energy, elective medical, specialty finance, equipment leasing, and fintech portfolios.

What We Do: End-to-End Credit Administration

We provide end-to-end credit administration services designed to connect investors, originators, and consumers. Our workflow ensures seamless portfolio management, compliant servicing, and trusted results across every stage of the credit lifecycle.

Investors

Fund

Originators

Borrowers/
Consumers

deal-level credit administration

deal-level portfolio administration

Custom Solutions for Unique Loan Dynamics

Our clients span industries where reliable credit administration is essential. Concord provides customized solutions for investors, originators, and service providers in home improvement, solar, vacation ownership, and capital markets.

commercial / equipment

home improvement / energy efficiency

solar

vacation ownership

fintech / BNPL

specialty vehicle / power sports

educational certification programs

elective medical

subscription & settlement programs

Foundational Technology Innovation

Technology is at the core of Concord’s services. With Concord Link, AI-driven insights, and built-in compliance systems, we deliver secure, efficient, and transparent portfolio management.

Stable and Performant Platform with Distinct Value Proposition

• Purpose-built, highly configurable, and flexible platforms, battle-tested in serving specialty end-markets.
• Proven ability to meet client needs across varied asset types and delivery models at scale.
• Modernized architecture with continued investment in features.
• Functionality and value-added capabilities.

Next-Gen Technology Significantly Expanding Value Proposition

• Best-in-class technology platform informed by review of competitive solutions and built for specialty lending markets.
• Modern architecture enables lower costs and greater efficiency for new product development and new market entry.
• Extensive configuration and scripting capabilities enabling faster implementations.

Why

Concord brings decades of expertise, cutting-edge technology, and a proven track record of delivering exceptional results for clients across industries. Our commitment to reliability, innovation, and customer success makes us the partner of choice.